Disability Insurance

Supplies a steady stream of cash flow to replace lost income if you’re ever unable to work for an extended period due to an illness, accident, or injury, or if you need to stop working completely.

What disability insurance can do:

  • Protect your household from financial strain when you’re not able to bring home an income.
  • Cover essential expenses without tapping into your savings or other assets.
  • Pay for unexpected expenses without depleting your emergency fund.
  • Meet your ongoing financial obligations and pay debts on time, to support your credit-worthiness.
  • Secure your retirement savings for future use instead of withdrawing from it earlier than planned.

Some common causes for long-term disability claims

Joint, back, and muscular pain

Cancer and other diseases

Mental health conditions

Digestive issues

Respiratory conditions

Neurological disorders

Cardiovascular and circulatory problems

Pregnancy complications

Sight or hearing impairments

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