Long-term Care Insurance
Safeguards your assets from the high costs of extended non-medical care if you routinely need help performing activities of daily living (ADLs)—expenses that are not covered by private health insurance or Medicare.
What long-term care insurance can do for you and your family:
- Pay for essential services, if you’re ever not able to take care of your basic personal care needs or if you’re severely cognitively impaired.
- Cover personal and home care without putting extra caregiving burdens on loved ones.
- Maintain your independence and dignity by giving you more choice and control your long-term care needs.
- Provide for quality care whether you decide to be at home, a nursing facility, an adult day care, or an assisted living community.
- Preserve your financial security by providing funds for the care you need without depleting savings and investments.
