Business Overhead Insurance

If a disability prevents you, the owner, from working for an extended time, Business Operating Expense insurance can keep your business running optimally. It provides necessary cash flow to take care of your fixed operating expenses and the people who depend on you for their livelihoods.

Good for your business

  • Keep employees on payroll
  • Replace lost revenue
  • Maintain business viability

Good for you

  • Helps shield your personal assets
  • Prevents accumulation of debt
  • Allow you to focus on recovery

Life insurance and disability insurance can also help protect you and your family on a personal level. Learn more

Help cover business overhead expenses

Monthly business expense reimbursements

Office rent, lease, or mortgage

Business property taxes

Payroll and salaries (but not yours)

Business insurance premiums

Utilities and office cleaning services

Accounting and legal fees

Loan payments

Other fixed operating costs

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